Why you should sign up for the best no fee card!!!
🚨 URGENT: Referral Rules Change October 7th! 🚨 After 10/7, Chase will only give referral bonuses to completely new Ink customers. Get your spouse approved NOW for the full 110K bonus! The Chase Ink Strategy That’s Making Me $2,200+ in Value (With Zero Annual Fees!) 💼✨ Hey Miles with Marvin family! 👋 I’ve discovered something absolutely INSANE that I had to share immediately. Between my wife and me, we now have 5 Chase Ink business cards, and the value we’re extracting is beyond ridiculous. We’re talking about cards with NO annual fees that are giving us over $100 in monthly Instacart credits, massive signup bonuses, and Ultimate Rewards points that transfer to our premium cards for incredible redemptions! 🤯 Let me break down exactly how we’re maximizing the Chase Ink Unlimited and Cash cards, and why you need to act before October 7th when Chase changes their referral rules forever. The Math That Will Blow Your Mind 🧮 Here’s the current opportunity that has me literally applying for more cards: Maximum Signup Bonus Strategy: 90,000 points for new Ink Unlimited or Cash cardholders 💰 +20,000 points referral bonus (if you already have an Ink card) 🎯 Total: 110,000 Ultimate Rewards points = $2,200+ value when transferred to the Chase Sapphire Reserve! 🚀 But here’s the kicker: After October 7th, Chase will only give referral bonuses to completely new Ink customers (people who don’t have ANY Ink cards). Right now, you can still get the 20K referral bonus even if you already have an Ink card! Why Ink Unlimited vs Ink Cash? 💳 Both cards are absolutely fantastic, but here’s how I think about it: Chase Ink Business Unlimited: 1.5% back on everything – simple and consistent Perfect for businesses with varied spending No category limits or caps Great for large purchases or general business expenses Chase Ink Business Cash: 5% back on specific categories (up to $25,000 annually) Currently includes office supply stores, internet/cable/phone services 1% on everything else Better for strategic category spending My recommendation? Get BOTH! You can have multiple Ink cards per business, and the signup bonuses alone make it worth it. Plus, the Instacart benefits stack! 📚 The Instacart Goldmine That Changes Everything 🛒 This is where these cards go from good to absolutely life-changing. Every single Ink Unlimited and Cash card gives you: 3 months of Instacart+ membership (normally $99/year) 🎁 $20 monthly Instacart credit for groceries 💸 Total annual value: $240 PER CARD 🤑 Here’s my personal strategy: I have multiple Instacart business accounts, each linked to different Ink cards. Between my wife and me with our 5 Ink cards, we’re getting over $1,200 annually in free groceries! That’s more value than most premium cards with $500+ annual fees! The Transfer Game That Multiplies Your Value 📈 Here’s where the real magic happens. Those Ultimate Rewards points from your Ink cards can be transferred to your Sapphire Reserve or Preferred for incredible redemptions: 1.5-2¢ per point when booking travel through Chase 🌍 Up to 3-4¢ per point with transfer partners like Hyatt, United, Southwest ✈️ Chase Points Boost offers up to 2x value on select hotels and flights 🚀 That 110,000 point signup bonus could be worth: $1,650 at 1.5¢ (minimum Chase Travel value) $2,200 at 2¢ (Points Boost redemptions) $3,300+ with strategic transfer partner redemptions! 💎 My 5-Card Ink Strategy Revealed 🎯 Between my wife and me, here’s exactly how we’re structured: Card Mix: 3 Ink Business Unlimited cards 2 Ink Business Cash cards Benefits We’re Getting: $1,200+ annually in Instacart credits 500,000+ Ultimate Rewards points from signup bonuses Flexible earning across all spending categories Multiple ways to maximize category bonuses The Downgrade Strategy: When we had Ink Preferred cards with annual fees, we downgraded them to Unlimited or Cash cards to keep the accounts open without paying fees. This maintains your credit history and keeps those valuable Instacart benefits coming! 🔄 The October 7th Deadline That Changes Everything ⏰ This is crucial: After October 7th, Chase will only give the 20,000 referral bonus to people who have NEVER had any Ink cards. Right now, you can still get it even if you already have an Ink card. My recommendation: Apply for your first Ink card now (90K bonus) Get approved and receive your card Immediately refer your spouse/partner before October 7th (20K referral bonus) They get 90K + you get 20K = 110,000 total points! 🎊 Which Card Should You Choose First? 🤔 If I had to pick just one to start with, I’d go with the Ink Business Unlimited. Here’s why: Simpler earning structure (1.5% on everything) Perfect for all types of business spending Same incredible signup bonus and Instacart benefits Easier to maximize earning potential Once you have that established, then consider the Ink Cash for category bonuses on office supplies and internet bills. Ready to Start Building Your Ink Portfolio? 🚀 I’m obsessed with these cards, and after seeing the value my wife and I are getting, I know you’ll love them too! Use my referral link to apply: Chase Ink Business Unlimited – 90K Points + Instacart Benefits When you apply through my link and get approved, you’ll get the 90K signup bonus AND I’ll earn the 20K referral bonus – it’s a win-win! Then you can immediately refer your spouse/partner for the full 110K combined bonus before the rules change! 🎉 The Bottom Line 🏁 The Chase Ink Business cards are hands-down the best no-annual-fee cards on the market right now. Between the massive signup bonuses, incredible Instacart benefits, and Ultimate Rewards transfer opportunities, you’re looking at potentially thousands of dollars in value from cards that cost you nothing to hold! The fact that you can have multiple Ink cards, stack the Instacart benefits, and transfer all those points to premium cards for maximum redemption value makes this a complete no-brainer. With the referral rules changing on October 7th, this is literally your last chance to maximize the signup bonus strategy. Don’t let this opportunity slip
Unlock Big Rewards with the Chase Ink Business Cash® Credit Card: A No-Brainer for Small Businesses 🚀<
Unlock Big Rewards with the Chase Ink Business Cash® Credit Card: A No-Brainer for Small Businesses 🚀 If you’re a small business owner, freelancer, or side hustler, the Chase Ink Business Cash® Credit Card is a must-have for maximizing your rewards without paying an annual fee 💸. With a massive 90,000-point sign-up bonus 🎉, high cash-back rates in key categories, and a clever hack to earn 5X points on nearly any purchase 🛒, this card delivers exceptional value. Plus, perks like a $20 monthly Instacart credit 🛍️ make it even more appealing. Let’s explore why this card is a game-changer for your business and how to make the most of its benefits! 🎁 A Stellar 90,000-Point Sign-Up Bonus The Chase Ink Business Cash offers an incredible 90,000-point sign-up bonus when you use the referral link below and spend $6,000 within the first 3 months of account opening. That’s worth $900 in cash back 💰 or $1,125 toward travel ✈️ when redeemed through Chase Travel℠ if paired with a premium Chase card like the Chase Sapphire Preferred® or Ink Business Preferred® (which boosts point value by 25%). This is one of the most generous bonuses for a no-annual-fee business card, making it a fast track to significant rewards! 💸 No Annual Fee: Keep More Money in Your Pocket With $0 annual fee 🙌, the Ink Business Cash lets you enjoy premium rewards without worrying about yearly costs. This makes it ideal for small business owners or freelancers who want to keep expenses low while earning big. You can hold this card long-term and continue racking up points without any financial burden 📈. 🌟 Earn 5X Points in Key Business Categories The Ink Business Cash offers a robust rewards structure tailored to common business expenses: 5% cash back (5X points) on the first $25,000 spent annually (combined) at: Office supply stores (e.g., Staples, Office Depot) 🖥️ Internet, cable, and phone services 📱 2% cash back (2X points) on the first $25,000 spent annually (combined) at: Gas stations ⛽ Restaurants 🍽️ 1% cash back (1X points) on all other purchases with no cap 🛍️ Each $1 in cash back equals 100 Chase Ultimate Rewards points, which can be redeemed for cash, gift cards, or travel. With the 5X categories, you can earn up to 125,000 points per year just from office supplies and telecom spending! 🎯 The 5X Everywhere Hack: Gift Cards at Office Supply Stores Here’s where the Ink Business Cash becomes a rewards powerhouse: you can earn 5X points on nearly any purchase by buying gift cards at office supply stores like Staples or Office Depot 🏬. These stores sell no-fee or discounted Visa/Mastercard gift cards and retailer-specific gift cards (e.g., Target, Amazon, grocery stores). By purchasing these with your Ink Business Cash, you’ll earn 5X points on transactions you’d normally make at 1X or 2X. For example, if you need diapers from Target 🍼, buy a Target gift card at Staples (online or in-store) with your Ink Business Cash to earn 5X points. Staples frequently offers fee-free Visa gift card promotions (e.g., $200 cards with no activation fees), which can be used like debit cards for bills, groceries, or any expense—effectively giving you 5X points everywhere up to the $25,000 annual cap 🤑. Since Staples sells gift cards online, this hack is accessible even without a store nearby! 🛒 Valuable Perks: $20 Monthly Instacart Credit & More The Ink Business Cash comes loaded with benefits that add serious value: $20 monthly Instacart credit: Up to $240 annually for grocery deliveries or pickups 🥕. Even with Instacart’s fees, this credit, combined with their sales, often saves you money. Plus, get a free 3-month Instacart+ membership for free delivery on orders over $35 🚚. Chase Offers: Add exclusive discounts and bonus cash back at select merchants for extra savings 🏷️. Purchase Protection: Covers eligible purchases against damage or theft for 120 days (up to $10,000/claim, $50,000/account) 🛡️. Extended Warranty: Adds an extra year to eligible U.S. warranties of 3 years or less 🔧. Employee Cards at No Cost: Add employees for free, set spending limits, and earn rewards on their purchases 👥. Primary Rental Car Insurance: Primary coverage for theft/collision damage on business rentals (up to $60,000 for vehicles with MSRP ≤ $125,000) 🚗. 🏆 Why the Ink Business Cash Is a No-Brainer This card is a top pick for small businesses and side hustlers (think eBay sellers, Uber drivers, or bloggers). Here’s why it stands out: No Annual Fee 💸: Keep all your rewards without yearly costs. Huge Sign-Up Bonus 🎉: 90,000 points is worth at least $900, potentially more with travel partners. 5X Points Hack 🛠️: Use gift cards to earn 5X on non-bonus spending. Instacart Credits 🛍️: Up to $240/year in grocery savings is rare for a no-fee card. Flexible Rewards 🌍: Redeem points for cash, gift cards, or travel, and they never expire (if your account stays open). If you have access to Staples or Office Depot (or shop online at Staples.com), the gift card hack makes this card a rewards juggernaut. Even without it, the bonus, 5X categories, and Instacart credits make it a winner! 🏅 👩💼 Who Should Get This Card? The Ink Business Cash is perfect for: Small business owners or freelancers with expenses in office supplies, internet, cable, phone, gas, or dining. Anyone who can leverage the gift card hack to earn 5X points on everyday purchases. Those under Chase’s 5/24 rule (fewer than 5 personal cards opened in the last 24 months; business cards typically don’t count). Side hustlers—even small ventures like online selling or freelancing qualify as a business for Chase! 💻 💡 Tips to Maximize Your Rewards Use the Gift Card Hack 🎫: Buy Visa/Mastercard or retailer gift cards at Staples/Office Depot for 5X points on everything from groceries to bills. Pair with a Premium Chase Card 🔗: Combine points with a Chase Sapphire Preferred®, Sapphire Reserve®, or Ink Business Preferred® for 25% more travel value or transfers to partners